Travel Credit Card — Ameris Bancorp

Discover a smarter way to travel with the Travel Credit Card from Ameris Bancorp. Designed for frequent flyers, weekend explorers and international adventurers alike, this card combines valuable rewards, meaningful travel protections and uncomplicated account management to make every journey smoother. Whether you are planning business trips, family vacations or spontaneous getaways, the Travel Credit Card delivers the flexibility, security and perks that modern travelers expect.

Key Benefits

• Generous travel rewards — Earn points on every purchase, with enhanced earnings for travel-related expenses and partner categories. Points are redeemable for airfare, hotel stays, car rentals and statement credits to offset travel spending.
• Travel protections — Complimentary travel protections help safeguard your plans. These include travel accident protection, lost baggage reimbursement and trip delay coverage, providing peace of mind when plans change.
• No foreign transaction fees — Make purchases abroad without the extra cost of foreign transaction fees, so you can spend confidently while traveling internationally.
• Concierge and travel assistance — Access dedicated travel support and concierge services to help with bookings, reservations and itinerary planning when available as part of card benefits.
• Flexible redemption options — Use points for travel bookings, statement credits, or merchandise. Redemption choices are structured to let you get the most value from your rewards.

Rewards Program

The rewards program is at the heart of the Travel Credit Card. Cardholders earn points on everyday purchases plus bonus points on travel-related spending. Points accumulate quickly when you book flights, reserve hotels, rent vehicles or dine out during your journeys. Points may also be transferred to select travel partners or redeemed through the Ameris Bancorp rewards center for travel bookings, gift cards or statement credits. The program is designed to make it simple to turn routine spending into meaningful travel experiences.

Travel Advantages

• Priority airport benefits — Selected tiers of the card may include access to expedited security lanes or airport lounge privileges, enhancing comfort and convenience at busy terminals.
• Booking flexibility — Book travel through the card’s travel portal or use points directly to offset costs booked elsewhere. Flexible redemption windows and no blackout dates help you travel on your terms.
• Travel insurance features — Built-in protections help cover unexpected events, such as trip interruption, baggage delay and rental car collision damage waiver (terms and conditions apply).
• Emergency assistance — 24/7 emergency cardholder support helps with lost or stolen cards, emergency cash and replacement card services while traveling.

Security and Account Protection

Security is a top priority. The Travel Credit Card includes industry-standard fraud monitoring and zero-liability protection for unauthorized card use. Chip-enabled technology and tokenization provide secure payment options at merchants and on mobile wallets. Real-time alerts keep you informed of unusual activity and help you manage card safety proactively.

Account Management

Manage your account with ease using the Ameris Bancorp online portal and mobile app. Check balances, view transactions, track rewards and make payments from one convenient dashboard. Set up account alerts to receive notifications for payments due, large purchases and low balances. Automatic payment options and scheduled reminders help you stay on top of billing with minimal effort.

Fees and Pricing

The Travel Credit Card is structured to provide value while remaining transparent about costs. Depending on the card tier, an annual fee may apply. Interest rates and fees vary by applicant and are disclosed during the application process. The card avoids foreign transaction fees to make travel spending more affordable. Detailed fee schedules, terms and conditions are available at the time of account opening to ensure you understand all applicable charges and benefits.

Eligibility and Application

The card is available to qualifying applicants who meet credit and income standards. Applying is a straightforward process that typically requires basic personal information, income details and consent to a credit check. Once approved, cardholders receive access to the full suite of travel benefits and rewards. Responsible use and timely payments help maintain account standing and maximize rewards potential over time.

How to Maximize Your Card

• Consolidate travel spending — Use the card for airfare, hotels and dining to accelerate rewards accumulation.
• Take advantage of bonus categories — Identify and use bonus earning categories to boost point totals on targeted purchases.
• Redeem strategically — Redeem points for high-value travel bookings or transfer to partners when transfer options offer better value.
• Use protections wisely — Pay for travel with the card to ensure trip and baggage protections apply when needed.

Customer Support

Ameris Bancorp provides dedicated customer support to help with account questions, travel concerns and benefits inquiries. Cardholders can reach assistance through the mobile app, phone support and in-branch services. Support teams are trained to help with dispute resolution, reward redemptions and emergency travel needs.

Conclusion

The Travel Credit Card from Ameris Bancorp is crafted to meet the needs of travelers who want more from their spending: stronger rewards, real travel protections and simplified account control. With a combination of enhanced earning potential, practical travel benefits and secure account management, this card delivers the tools and flexibility to make every trip a better experience. Consider how the Travel Credit Card aligns with your travel habits and financial goals to determine whether it’s the right companion for your next adventure.