Student Checking at Old National Bank

Designed for students who are balancing classes, part-time jobs and the beginning of financial independence, the Student Checking account from Old National Bank combines simplicity, safety and smart tools to help you learn good money habits. This account provides easy access to funds, low-cost everyday banking, and digital features that fit into a student lifestyle — whether you’re on campus, at work, or studying abroad.

Why choose Student Checking?

Transitioning to full financial responsibility is easier with an account tailored to a student’s needs. Old National Bank made Student Checking with clear terms and supportive features that eliminate many of the hassles associated with traditional checking accounts. You get straightforward account management, no-nonsense protections, and options that encourage saving and responsible spending.

• Simple eligibility: Designed for students — enrollment status is the primary qualifier, making it accessible for high school seniors, college students and graduate students.
• Low costs: Built with affordability in mind, the account reduces or eliminates routine fees that can eat into a limited student budget.
• Everyday convenience: Debit card access, ATM access, and digital banking tools make daily transactions fast and secure.
• Learning-focused features: Tools for budgeting, alerts for spending, and educational resources help build financial confidence early on.

Key features

Student Checking bundles the essential features students need with the conveniences they expect:

• Debit card: Tap-and-go and chip-enabled cards for secure point-of-sale purchases and ATM withdrawals nationwide.
• Mobile and online banking: Full access to account balances, transaction history, mobile check deposit, and bill pay from a smartphone or computer.
• Direct deposit: Receive paychecks, scholarships or stipends quickly and access funds when you need them.
• Real-time alerts: Customizable notifications keep you informed about balances, large transactions and potential fraud.
• Overdraft protection options: Clear, transparent choices to avoid surprises and help manage unexpected shortfalls responsibly.
• Financial education: Resources and tips to help you create a budget, understand credit, and plan for future goals.

Digital banking that fits your lifestyle

Old National Bank’s mobile app and online platform are built to support the fast pace of student life. Deposit checks from your phone, transfer money between accounts, split shared expenses with classmates or roommates, and pay bills without missing deadlines. Security features such as biometric login, multi-factor authentication and instant card controls help you stay protected and in control.

Security and fraud protection

Keeping student funds secure is a top priority. Fraud monitoring systems watch for suspicious activity, while zero-liability protection covers eligible unauthorized transactions reported promptly. If your card is lost or stolen, you can quickly lock or replace it through the mobile app to limit exposure. Educational guidance on recognizing scams and safe online banking practices is also part of the account experience.

Building credit and financial habits

Student Checking is a practical first step toward long-term financial health. While this account focuses on daily spending and money management, Old National Bank also offers tools and guidance to help students understand credit, establish good payment habits, and prepare for future products such as savings accounts, credit cards, and loans. The bank’s educational materials and friendly support make it easier to set goals and track progress.

Convenience on and off campus

With nationwide ATM access and a network of branches, managing money is convenient whether you’re on campus, living off-campus, or traveling home during breaks. The account supports easy transfers to family members, quick deposits for part-time job earnings, and features that integrate with campus financial needs.

Transitioning after graduation

As life changes, Student Checking can adapt. After graduation, options are available to transition to a regular checking account that offers additional benefits, higher transaction limits, or more sophisticated financial tools. Old National Bank aims to make this transition smooth so you can continue building your financial future without disruption.

How to get started

Opening a Student Checking account is straightforward. Prepare proof of student status and a valid photo ID, and you’ll be guided through the application process. Customer service representatives are available to answer questions about features, fees, and account setup. The onboarding process focuses on clarity so you feel confident using your account from day one.

Tips for student account holders

• Set up direct deposit for faster access to funds.
• Use account alerts to avoid overdrafts and track your spending.
• Take advantage of mobile deposit to reduce trips to the branch.
• Start a small savings plan to create an emergency cushion.
• Review statements regularly and contact support if you notice unusual activity.

Final thought

The Student Checking account at Old National Bank is crafted to meet the needs of students at every stage of their academic journey. It offers essential banking features with practical, educational support so you can manage daily finances, build good habits, and prepare for a secure financial future. Whether you’re opening your first account or looking for a better fit for student life, this account is a dependable, student-friendly choice.