Why choose a Savings Account at Old National Bank?

Whether you're starting a rainy-day fund, saving for a major purchase, or teaching smart money habits to the next generation, this savings account is built to support steady progress. It balances simple, user-friendly banking with the protections and technology you expect from a trusted financial institution. The product emphasizes transparency, security, and practical features that make saving easier and more effective.

Key features

• Competitive interest earnings: Your balance earns interest at a rate that rewards saving, with interest credited regularly so your money has the opportunity to grow over time.
• Flexible deposit and withdrawal options: Make deposits in person, through mobile check deposit, or by transferring from linked accounts. Withdraw when you need to, with clear guidelines to help you avoid unnecessary fees.
• Low or no monthly maintenance fee: Designed to keep more of your money working for you. Account terms include straightforward fee policies and clear thresholds for fee waivers.
• Automatic savings tools: Set up recurring transfers from your checking account or enable rounding features that save spare change, helping you accumulate funds without extra effort.
• Joint ownership and multiple account options: Open single or joint accounts, and create additional subaccounts or goal-specific savings buckets to track progress toward different objectives.
• Comprehensive account management: Access statements, alerts, and transaction history online or via the mobile app to stay informed and in control.

Benefits that matter

The Old National Bank Savings Account is built around practical benefits that encourage long-term savings behavior while offering the flexibility needed for everyday life:

• Financial peace of mind: Transparent disclosures and clear terms mean you always know how your account works and what to expect.
• Convenience and mobility: Manage your savings on the go with a modern digital experience—deposit checks, transfer funds, and monitor balances using a secure app and online banking platform.
• Goal-focused saving: Create and monitor goals, set milestones, and receive reminders that help you stay on track without adding complexity to your routine.
• Supportive customer service: Helpful support is available to answer questions about account features, available tools, and how to make the most of your savings strategy.

How it works

Opening and using an Old National Bank Savings Account is straightforward. You choose the account type that fits your needs, provide required identification and basic personal information, and fund your account with an initial deposit. From there, you can set up automated transfers, enroll in electronic statements, and configure alerts to stay informed about activity and balances.

Regular monitoring and simple habit-building features—like automated transfers and round-up savings—help transform small, consistent actions into meaningful financial progress. Periodic statements and activity summaries provide insight into how your savings are growing and where adjustments might help accelerate results.

Security and trust

Protecting your deposits and personal information is a top priority. The account is managed under robust security protocols, including encrypted online and mobile access, multi-factor authentication options, fraud monitoring, and secure transaction processes. You can review account activity at any time and set up tailored alerts that notify you of sign-ins, large transactions, or balance thresholds.

Additionally, account practices and disclosures are designed to meet applicable regulatory standards so you can bank with confidence and clarity about how your savings are handled.

Accessibility and inclusivity

Old National Bank aims to make saving accessible to a broad range of customers. Account options are suitable for individuals, families, and co-owners, and the bank’s digital tools are built for ease of use. Dedicated assistance helps customers who prefer in-person support or who need guidance setting up online access, automations, or account notifications.

Ideal for these goals

• Building an emergency fund
• Saving for education or child-related expenses
• Preparing a down payment or major purchase
• Separating short-term savings from everyday spending
• Teaching teens and young adults the fundamentals of saving

Frequently asked questions

Can I open multiple savings accounts?

Yes. Many customers open several savings accounts to organize funds by goal or purpose. Subaccounts and nicknaming features make it easy to track progress on each objective independently.

Are there limits to withdrawals?

Savings accounts may have transaction guidelines intended to encourage better saving habits and ensure account stability. You will receive clear information about any such limits and options for managing transfers to checking or other linked accounts.

How do I avoid fees?

Fee structures are straightforward. Certain actions—such as maintaining a minimum daily balance, enrolling in e-statements, or setting up recurring transfers—can help you avoid monthly maintenance fees where applicable. All fee details are clearly disclosed at account opening.

Getting started

Start by considering your short- and medium-term financial goals, then choose the account features and tools that best support those priorities. Whether you prefer digital onboarding or in-branch assistance, the process is designed to be clear, quick, and tailored to your needs. Once your account is open, use automated transfers and goal settings to build consistent saving habits that move you toward your objectives.