Business Savings Account in BankUnited

<!doctype html> <html lang="en"> <head> <meta charset="utf-8"> <title>Business Savings Account — BankUnited</title> <meta name="description" content="Business Savings Account at BankUnited — flexible savings, competitive returns, online banking, and tools to help businesses grow."> <style> body { font-family: Arial, sans-serif; line-height: 1.6; color: #222; margin: 20px; } h1 { color: #0b4f8a; } h2 { color: #0d6b9a; } p { margin: 0 0 12px 0; } ul { margin: 0 0 12px 20px; } .cta { display: inline-block; background: #0b4f8a; color: #fff; padding: 10px 16px; text-decoration: none; border-radius: 4px; } .note { font-size: 0.9em; color: #555; } </style> </head> <body> <h1>Business Savings Account — BankUnited</h1>

<p> The Business Savings Account at BankUnited is designed for companies that want to maximize the value of idle cash without sacrificing liquidity or control. Whether you run a start-up, a growing small business, a professional services firm, or a nonprofit, this account provides a secure, flexible place to accumulate reserves, plan for taxes, and prepare for next steps in growth. </p>

<h2>Why choose a BankUnited Business Savings Account?</h2> <p> Built with practical business needs in mind, the account blends simple day-to-day accessibility with tools and features that support sound cash management. You gain the benefits of a purpose-driven savings vehicle that complements your checking accounts and broader treasury strategy. </p>

<ul> <li><strong>Flexible access:</strong> Withdraw or transfer funds when you need them while maintaining a dedicated reserve for payroll, taxes, or capital expenditures.</li> <li><strong>Competitive return potential:</strong> Earn interest on balances to improve your working capital efficiency; interest rates may be tiered to reward higher balances.</li> <li><strong>Integrated online banking:</strong> Full access to account activity, statements, transfers, and mobile deposits through BankUnited’s digital platforms.</li> <li><strong>Account relationship benefits:</strong> Combine savings with business checking and lending relationships to streamline cash flow and potentially unlock additional services or pricing.</li> <li><strong>Safe and regulated:</strong> Deposits are subject to FDIC insurance coverage where applicable; please review insurance limits and account titling for complete protection details.</li> </ul>

<h2>Key features</h2> <ul> <li>Dedicated business savings account for short- and medium-term reserves.</li> <li>Online and mobile access 24/7 for balance checks, transfers, and statements.</li> <li>Automatic transfers from business checking to build savings on a schedule you control.</li> <li>Tiered interest structure that may offer higher yields for larger balances.</li> <li>Monthly statements and digital recordkeeping to support accounting and audits.</li> <li>Optional sweep services and linkage to business checking for optimized cash management (when available).</li> </ul>

<h2>Benefits for your business</h2> <p> A Business Savings Account is more than a place to park funds — it’s a tactical tool for preserving optionality and strengthening financial resilience. </p> <ul> <li><strong>Build an emergency fund:</strong> Protect your business from cash flow disruptions, unexpected expenses, or seasonal fluctuations.</li> <li><strong>Plan for growth:</strong> Accumulate capital for investments like equipment, expansion, or marketing campaigns without tying up checking liquidity.</li> <li><strong>Improve budgeting:</strong> Separate operating cash from savings to maintain clearer financial controls and simplified bookkeeping.</li> <li><strong>Earn on reserves:</strong> Generate returns on idle cash instead of leaving funds non-productive in checking.</li> </ul>

<h2>Who is this account for?</h2> <p> The Business Savings Account is ideal for: </p> <ul> <li>Small and medium-sized enterprises seeking to centralize savings and reserves.</li> <li>Startups preparing to scale or build runway between funding milestones.</li> <li>Professional practices and contractors setting aside taxes, insurance, or licensing costs.</li> <li>Nonprofits and community organizations managing donations and program reserves.</li> </ul>

<h2>Opening and managing your account</h2> <p> Opening a Business Savings Account is straightforward. Typical requirements include basic business documentation, identification for authorized signers, and an initial deposit. BankUnited’s account opening process may be completed online, by phone, or at a branch, depending on your preference and the business type. </p> <ul> <li>Provide business formation documents (e.g., articles of incorporation, partnership agreement, or EIN confirmation).</li> <li>Verify identity for owners and authorized signers per regulatory requirements.</li> <li>Select online and mobile access options and set up authorized users and alerts.</li> <li>Establish any automatic transfer schedules to build savings consistently.</li> </ul>

<h2>Security and support</h2> <p> BankUnited implements industry-standard security measures to protect your accounts and data, including multi-factor authentication for digital access, encrypted communications, and continuous monitoring for suspicious activity. Dedicated business banking teams are available to help with onboarding, cash management strategies, and troubleshooting. </p>

<h2>Common questions</h2> <ul> <li><strong>Can I link the account to my business checking?</strong> Yes — linkages for transfers and sweep services are available to simplify cash movement between accounts.</li> <li><strong>Are there limits on transactions?</strong> Business savings accounts may be subject to certain transfer limits depending on account terms and regulatory requirements; your banker can explain specifics for your account.</li> <li><strong>How is interest calculated?</strong> Interest is typically calculated on the account’s daily balance and credited monthly; exact calculation methods and rates may vary.</li> </ul>

<h2>Ready to get started?</h2> <p> If you’re ready to make your business cash work harder, consider opening a Business Savings Account with BankUnited. Speak with a business banking specialist to review account options, explore relationship benefits, and tailor a cash management solution to your needs. </p>

<p class="note"> Note: Product terms, interest rates, and fees are subject to change. Please consult BankUnited for current account details, eligibility requirements, and fee schedules. FDIC insurance applies up to applicable limits. </p>

<p><a class="cta" href="#">Open a Business Savings Account</a></p> </body> </html>

Address Bank: Miami Lakes, Florida, U.S., United States
Bank: BankUnited
Headquarters: Miami Lakes, Florida
Products: Deposit Accounts
Type: Business Savings Account

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