Overview

The Truist Travel Credit Card is crafted for travelers who want a balanced mix of rewards, protections and conveniences. It combines everyday earning potential with travel-centric benefits such as travel credits, premium travel protections, and flexible redemption options so cardholders can maximize the value of every purchase while traveling domestically or abroad. Whether you travel for work, leisure or both, the card aims to simplify booking, reduce travel-related worries and help you stretch travel dollars further.

Key Features

• Rewards on travel and everyday spending — Earn rewards on a variety of travel purchases and on common categories like dining and streaming, plus solid earning on everyday purchases.
• Flexible redemptions — Redeem points or cash back for travel bookings, statement credits, gift cards, or transfers to participating partners where available.
• Travel credits and statement offsets — Automatic credits or periodic statement offsets for eligible travel expenses to effectively reduce the cost of travel.
• No foreign transaction fees — Make purchases outside the U.S. without incurring additional foreign transaction charges.
• Concierge and travel support — Access to travel assistance and concierge services to help with bookings, recommendations and last-minute changes.
• Contactless and digital wallet ready — Tap-and-go payments and integration with major mobile wallets for fast, secure transactions worldwide.

Travel Protections and Security

One of the core strengths of the Truist Travel Credit Card is its emphasis on safety and peace of mind. Cardholders benefit from multiple protections designed to reduce risk and unexpected costs while traveling.

• Trip cancellation and interruption insurance — Reimbursement for non-refundable trip costs if a covered reason forces cancellation or interruption.
• Lost luggage and baggage delay coverage — Assistance and reimbursement for essentials when baggage is delayed or lost by a common carrier.
• Travel accident insurance — Coverage in the event of accidental injury during covered travel.
• Rental car coverage — Primary or secondary collision coverage for rental cars when the rental is paid with the card and requirements are met.
• Purchase protection and extended warranty — Coverage for eligible purchases that are damaged or stolen and extended manufacturer warranties beyond the original term.
• Zero liability fraud protection — Protection against unauthorized charges when you promptly report suspicious activity.

How Rewards Work

Earning and redeeming rewards is designed to be straightforward and flexible. Cardholders accumulate points or cash back on eligible purchases. Points are pooled in your account and can be used in multiple ways depending on your priorities.

• Book travel directly — Use rewards to book flights, hotels and rental cars through the card’s travel portal or eligible booking channels.
• Statement credits — Offset travel expenses or posted purchases by applying rewards as statement credits.
• Transfer partners — Where available, transfer points to airline or hotel loyalty programs for potential increased value.
• Everyday flexibility — Redeem for gift cards, merchandise or cash back when travel is not your immediate priority.

The card’s flexible redemption structure means rewards can be optimized for travel or redeemed for convenience depending on personal preference.

Maximizing Card Value — Tips

• Use the card for travel purchases to accelerate rewards earning and trigger travel protections tied to ticket or accommodation purchases.
• Pay attention to bonus categories such as dining, hotels and airlines to earn extra points on common travel-related expenses.
• Combine redemptions — Use points for partial bookings or combine cash and points to stretch value.
• Leverage travel credits — Apply any available travel credits to offset incidental costs like baggage fees or in-flight purchases.
• Keep travel reservations on the card to maintain eligibility for travel insurance and benefits.

Customer Experience and Account Management

Truist emphasizes a modern and responsive customer experience. Cardholders can manage accounts through online banking and a mobile app that provides balance tracking, transaction alerts, real-time notifications, dispute capabilities and the ability to lock or unlock a card instantly. Customer service is available to assist with travel-related questions, benefit claims and general account issues.

Eligibility and Application Notes

Eligibility generally depends on creditworthiness and other standard underwriting criteria. The application typically requires basic personal and financial information. Approval is subject to verification and account terms. New applicants should review program terms and disclosures carefully to understand benefits, fees and responsibilities before applying.

FAQs

Can I use the card internationally?

Yes. The card is intended for international use and typically waives foreign transaction fees for purchases made outside the U.S.

Are travel protections automatic?

Travel protections often apply when the travel purchase is charged to the card. Cardholders should review benefit descriptions and keep receipts and documentation to support claims.

How do I redeem rewards for travel?

Rewards can be redeemed via the card’s redemption portal, by statement credit for eligible purchases, or via transfer options where available. Options vary by account and program.

Is there a customer support line for travel emergencies?

Cardholders typically have access to account support and travel assistance services; specifics depend on the program and subscription level associated with the card.