Travel Credit Card in EverBank
Travel Credit Card — EverBank
The Travel Credit Card from EverBank is designed for frequent flyers, occasional vacationers and anyone who values convenience, security and meaningful rewards on the road. Built to enhance every stage of travel — from planning and booking to in-destination experiences and seamless returns home — this card combines a competitive rewards structure, travel-friendly features and modern protection tools. Whether you prioritize earning valuable points that go further or want practical benefits like no foreign transaction fees and travel assistance, EverBank’s Travel Credit Card delivers a thoughtful package for travelers of all types.
Key Features at a Glance
- Generous points on travel and dining purchases, plus steady rewards on everyday spending.
- No foreign transaction fees, making purchases abroad cost-effective and straightforward.
- Comprehensive travel protections, including trip interruption/cancellation coverage, baggage delay and travel accident insurance.
- Chip and contactless technology for quick, secure payments worldwide.
- 24/7 travel and emergency assistance to support you in unfamiliar places.
- Flexible redemption options: airline and hotel transfers, travel bookings through EverBank’s portal, statement credits and gift cards.
Rewards and Earning Potential
This card is structured to reward travel-related purchases and everyday spending alike. Earn accelerated points on qualifying travel expenditures — such as airfare, hotels, car rentals and eligible ride-sharing — and enjoy bonus earnings at restaurants and select merchants. Points accumulate with every swipe, tap or online purchase and can be redeemed in multiple ways to maximize value:
- Transfer points to participating airline and hotel partners for high-value redemptions.
- Use points to book travel directly through EverBank’s travel portal, where exclusive offers and simplified redemption make planning easier.
- Convert points to statement credits against recent travel purchases.
- Apply points to gift cards or merchandise when flexibility is preferred over travel-specific redemption.
Travel Protections and Insurance
Travel can be unpredictable. The EverBank Travel Credit Card includes protections that can help reduce out-of-pocket expenses and provide peace of mind:
- Trip cancellation and interruption coverage to help reimburse non-refundable expenses when covered events occur.
- Baggage delay and loss protection to assist with essential purchases and recovery of lost items.
- Rental car collision damage coverage, offering primary or secondary protection depending on circumstances and card use.
- Travel accident insurance for covered incidents while traveling on common-carrier transportation.
- Emergency assistance and concierge services available around the clock to coordinate care, legal referrals and travel arrangements in urgent situations.
Fees and International Use
One of the most traveler-friendly features is the absence of foreign transaction fees on purchases made outside the card’s home country. This removes an often-overlooked expense that can add up during international trips. The card also supports contactless payments for faster checkouts and widespread acceptance at global merchants and transit systems. Annual fees, if any, and other account terms are disclosed at account opening so you can evaluate the value relative to your travel habits.
Security and Convenience
Security is integral to travel. The EverBank Travel Credit Card incorporates modern safeguards to protect your finances while you’re away from home:
- EMV chip technology and contactless payment options reduce the risk of counterfeit fraud.
- Zero-liability protection for unauthorized charges reported promptly.
- Real-time transaction alerts and customizable spending limits via the EverBank mobile app to monitor activity and detect suspicious behavior quickly.
- Instant card lock/unlock and virtual card numbers for safer online purchases and subscriptions.
Additional Perks
Beyond core travel functionality, the Travel Credit Card includes extras that enhance the journey:
- Airport lounge access opportunities and partner benefits that elevate comfort before departures.
- Statement credits for Global Entry or TSA PreCheck application fees when eligible, helping streamline security lines.
- Concierge services to assist with booking dining, events and unique experiences while traveling.
- Introductory offers and targeted promotions that can accelerate rewards accumulation during your first months as a cardholder.
How to Make the Most of Your Card
To maximize value, use your card for travel and dining whenever possible to capture bonus points. Consolidate travel purchases — flights, hotels, car rentals and ride services — on this card to benefit from concentrated rewards and travel protections. Periodically transfer points to partner programs when award space or hotel availability yields higher redemption value. Use the EverBank app to track spending, redeem rewards, set travel alerts and access travel assistance when needed.
Who Should Consider This Card?
The EverBank Travel Credit Card is ideal for:
- Frequent travelers who want robust rewards and comprehensive travel protections.
- Occasional vacationers who value no foreign transaction fees and practical travel insurance.
- Cardholders seeking flexible redemption options that support both travel and everyday uses.
- People who appreciate modern security features and mobile-first account management.
Frequently Asked Questions
Is there an annual fee?
Details about any annual fee and promotional pricing are provided when you review the card terms during the application process. Evaluate the fee against the card’s travel benefits and rewards potential to determine if it aligns with your usage.
How do I redeem points?
Points can be redeemed through EverBank’s rewards center for travel bookings, transfers to partner loyalty programs, statement credits and more. The rewards center in the mobile app or online account provides step-by-step redemption options and valuations.
Can I use this card worldwide?
Yes. With no foreign transaction fees and broad merchant acceptance, this card is suitable for purchases and reservations made internationally. Contactless and chip-enabled payments further simplify transactions around the globe.
What should I do if my card is lost or stolen while traveling?
Report a lost or stolen card immediately through the EverBank mobile app or customer service to lock the card and arrange for a replacement. Emergency card replacement services and emergency cash advances may be available depending on your location and circumstances.
Final Thoughts
The EverBank Travel Credit Card strikes a balance between rewarding travel-focused spending and providing the practical protections and conveniences travelers expect. With flexible redemption choices, robust security measures and travel-friendly fee structures, it’s a strong option for anyone who wants a reliable companion for both planned vacations and spontaneous getaways. Consider your travel frequency, preferred benefits and redemption habits to determine how this card fits into your broader financial and travel strategy.
Address Bank: EverBank Plaza 301 W Bay St Jacksonville, Florida, U.S.
Bank: EverBank
Headquarters: Jacksonville, Florida
Products: Credit Cards
Type: Travel Credit Card
Banks2go — A Comprehensive Marketplace for Financial and Insurance Services
Banks2go is a user-friendly marketplace that helps you discover, compare, and apply for banking and insurance products in one place. Whether you’re building credit, opening a business account, or shopping for auto insurance, Banks2go brings together transparent information, smart tools, and trusted partners to make selection simple and fast.
Banking Products
Credit Cards- Compare a wide range of cards across APRs, intro 0% APR periods, rewards structures (cash back, travel miles, transferable points), welcome bonuses, balance transfer terms, foreign transaction fees, and penalty rates.
- Filter by your goals—everyday cash back, premium travel, no-annual-fee, balance transfer, or credit building—and see estimated value based on your spending profile.
- Get instant prequalification checks with no impact to your credit score, complete secure online applications in minutes, and track application status in real time.
- See key terms clearly explained: grace periods, minimum payments, credit limits, authorized user rules, and redemption options (statement credit, travel portals, partner transfers).
- Access educational guidance on responsible credit use, utilization ratios, and how on-time payments can strengthen your credit over time.
- Compare business accounts side-by-side on monthly maintenance fees, minimum balance requirements, included free transactions, ACH and wire pricing, cash deposit limits, ATM access, and treasury features.
- Explore value-added services like merchant processing, virtual cards, integrated invoicing, and expense management.
- Onboard quickly online for LLCs, corporations, and sole proprietors with clear documentation checklists and guided KYC/AML steps.
- Connect your account to popular accounting and finance tools (e.g., QuickBooks, Xero) for streamlined reconciliation, payroll, and tax prep.
- View specialized options for startups, freelancers, and nonprofits, including accounts with no or low fees and scalable limits as your business grows.
- Find student-friendly cards with no or low annual fees, simple rewards, spending controls, and features designed to build credit responsibly.
- Get clear eligibility guidance for both domestic and international students, including SSN/ITIN requirements and income verification tips.
- Learn about security deposits for secured cards, credit limit increases with good behavior, and tools that help track spending and avoid late fees.
- Access resources on establishing credit from scratch, protecting your score, and using student benefits like streaming or transit rewards.
Insurance
Auto Insurance- Compare quotes from top-rated national and regional carriers across states, with coverage options that include liability, collision, comprehensive, uninsured/underinsured motorist, roadside assistance, and rental reimbursement.
- Customize deductibles and limits and see how changes affect your monthly premium in real time.
- Explore common discounts—safe driver, multi-policy, good student, usage-based/telematics, multi-vehicle—and understand eligibility criteria.
- Bind e-policies in minutes with digital ID cards and flexible payment options (monthly, quarterly, semi-annual).
- Access plain-English explanations of state minimums, gap insurance for financed vehicles, and when it makes sense to add or drop coverage types.
Easy Selection
Smart Filtering and Personalization- Use dynamic filters and guided questionnaires to surface recommendations based on your financial profile, risk tolerance, and specific goals (e.g., pay down debt, earn travel rewards, reduce fees).
- Compare key terms side-by-side—rates, fees, limits, perks, coverage details, and exclusions—so trade-offs are obvious and transparent.
- Read concise summaries and detailed breakdowns in plain English, with highlight callouts for gotchas like deferred interest, balance transfer fees, or coverage gaps.
Wide Catalog
Broad, Up-to-Date Network- Access a wide network of U.S. banks, credit unions, fintechs, and national insurers—all in one place—so you don’t need to visit branches or spend hours on phone calls.
- See current promotions, limited-time offers, and partner deals aggregated and refreshed regularly, with clear eligibility and expiration details.
- Benefit from standardized comparisons that make complex products easy to understand and evaluate.
Why Banks2go
- Speed and Transparency: From prequalification to application and policy binding, steps are consolidated and clearly explained.
- Education Built In: Bite-sized guides and checklists help you make confident decisions without financial jargon.
- Secure and Privacy-Conscious: Application flows follow industry-standard security protocols, and prequalification tools avoid hard credit pulls unless you opt to apply.
Choose what you need
More than50000
services
Convenient search
The most beautiful site
The site works 24/7