Why choose the Old National Bank Student Credit Card?

The transition to college or university brings new opportunities — and new financial responsibilities. The Old National Bank Student Credit Card is crafted to support students with practical features that encourage responsible use, protect against fraud, and reward everyday spending. Whether you are establishing your first credit history or managing monthly essentials, this card provides an accessible path to stronger credit and smarter spending.

Key features at a glance

• Designed for students: Credit limits and underwriting tailored for first-time credit users and young adults with limited credit history.
• Credit-building support: Regular reporting to major credit bureaus to help you establish and improve your credit score when you make payments on time.
• Rewards on everyday purchases: Earn points or cashback on categories popular with students, such as dining, streaming, groceries, and fuel.
• Low or flexible fees: Competitive fee structure with options that work for a student budget.
• Contactless and chip-enabled: Secure EMV chip technology and contactless payments for convenience and protection.
• Mobile account management: Full control through a mobile app — view transactions, make payments, set alerts, and freeze your card instantly.
• Fraud monitoring and zero-liability: Real-time fraud detection and protections that help safeguard your account.
• Financial education resources: Tools and guidance on budgeting, credit scores, and smart borrowing to help you make informed decisions.

How this card supports your financial goals

Building credit during college is one of the smartest moves you can make. Responsible use of the Old National Bank Student Credit Card helps you:

• Establish a credit history: By using the card for small, manageable purchases and paying on time each month, you demonstrate reliability to future lenders.
• Learn money management: The card’s tools make it easy to track spending, set budgets, and receive alerts so you stay on top of your finances.
• Prepare for major milestones: A positive credit history can lower the cost of auto loans, mortgages, and renting apartments after graduation.

Rewards and perks

Rewards are structured to give you meaningful value where it matters most. Offers may include tiered cashback or points on common student categories, introductory bonuses for new cardholders, and occasional special offers on partner services. Rewards are easy to redeem — whether you prefer statement credits, gift cards, or travel options — helping you get more from everyday spending.

Security & control

Your account’s security is a priority. The Old National Bank Student Credit Card comes with multiple layers of protection to keep your information and funds safe:

• EMV chip and contactless payments: Enhanced protection for in-person purchases and the convenience of tap-to-pay.
• 24/7 fraud monitoring: Suspicious activity is flagged and investigated — with alerts to keep you informed.
• Card controls: Turn your card on or off instantly via the mobile app if you misplace it.
• Zero-liability protection: You’re not responsible for unauthorized charges when your card is used fraudulently.

Simple application process

Applying for the Old National Bank Student Credit Card is straightforward and student-friendly. Expect a streamlined application with clear eligibility criteria and decisions that take your student status into account. For those who need additional support, co-signer and secured card options may be available to help you qualify and begin building credit responsibly.

Tips for responsible card use

Using a credit card wisely today sets you up for financial success tomorrow. Follow these practical tips:

• Pay on time: Always pay at least the minimum by the due date to avoid late fees and negative credit reporting.
• Pay in full when possible: Avoid interest charges by paying your statement balance in full each month.
• Keep balances low: Maintain a low credit utilization ratio to help your credit score.
• Track spending: Use budgeting features and alerts to stay within limits and avoid surprises.
• Use rewards strategically: Earn rewards on planned purchases rather than overspending to chase points.

Who should consider this card?

The Old National Bank Student Credit Card is a great match for:

• College and university students seeking their first credit card.
• Young adults looking to build or improve credit with structured support.
• Students who want helpful financial tools, security features, and rewards on everyday purchases.

Final thoughts

Starting your credit journey is an important step — and the right card can make all the difference. The Old National Bank Student Credit Card combines practical features, security, and educational resources to help students build credit responsibly while enjoying real benefits in day-to-day life. Thoughtful design, helpful tools, and rewards tailored to student spending make this card a strong companion for anyone ready to take control of their financial future.

Consider your needs, review the card’s terms, and use it as a learning tool: with discipline and the right guidance, your student credit card can be a foundation for lasting financial health.