Prepaid Card in Old National Bank
Prepaid Card from Old National Bank
The Old National Bank Prepaid Card is a convenient, secure and flexible payment solution designed for customers who want the convenience of a card without the commitment of a traditional credit or checking account. Whether you're managing a budget, gifting funds, traveling, or providing payroll allowances, this prepaid card offers simple loading options, broad acceptance, and modern security features to help you spend with confidence.
Why choose the Old National Bank Prepaid Card?
- Instant purchasing power: Use the card anywhere major card networks are accepted — in stores, online, and at ATMs (where available).
- No credit check: Approval is not tied to a credit score, making it accessible for people with limited or imperfect credit history.
- Controlled spending: Preload only the funds you intend to use. It’s an ideal tool for budgeting, teen allowances, travel, and temporary expenses.
- Reduced risk of overdraft: Since you can only spend the balance available on the card, the risk of fees associated with overdrafts or extended credit is eliminated.
- Enhanced security: EMV chip technology, optional contactless tap-to-pay, and fraud monitoring help keep your funds safe.
Key features
- Easy reload options: Add funds via direct deposit, bank transfer, mobile deposit (if eligible), or at participating reload locations.
- Mobile management: Check balances, view transactions, set alerts, and manage card settings through the Old National Bank mobile app and online portal.
- PIN protection: Personal identification number (PIN) support for ATM withdrawals and secure in-store PIN transactions.
- Customizable controls: Set spending limits, block specific merchant categories, and receive real-time notifications for every transaction.
- International acceptance: Accepted worldwide wherever the card’s network is recognized — ideal for business travelers and vacation purchases.
Ideal use cases
- Budgeting: Allocate a monthly allowance for groceries, transport, and entertainment to avoid overspending.
- Travel: Separate travel funds without exposing primary checking or credit accounts. Manage foreign transaction controls and travel alerts through the app.
- Gifting: Present a card preloaded with a gift amount for birthdays, holidays, or special occasions.
- Teen and student spending: Give teens controlled access to funds while monitoring transactions and teaching financial responsibility.
- Payroll and stipends: Issue cards for temporary workers, interns, or program participants to distribute prepaid wages or allowances efficiently.
Security and protection
Protecting your money is a priority. The Old National Bank Prepaid Card includes industry-standard security features such as EMV chip technology and optional contactless payments to reduce fraud risk. Real-time transaction alerts and 24/7 fraud monitoring help identify suspicious activity quickly. In the event your card is lost or stolen, customer service can freeze or replace the card and help secure remaining funds. Cardholders are encouraged to register their card in the online portal to enable full protection and recovery options.
Simple account management
The prepaid card account is designed for straightforward, intuitive management. Register your card online or in the mobile app to view balance and transaction history, set notifications, and change security preferences. Direct deposit capability allows paycheck or benefit deposits to go straight to the card, eliminating paper checks and streamlining access to funds. Reloading is flexible — choose the method that fits your routine and schedule.
Fees and limits
The prepaid card comes with a transparent fee structure. Typical fees may include a one-time card purchase or activation fee, optional monthly maintenance fees, ATM withdrawal fees for out-of-network machines, and transaction-specific charges for certain reload methods. Many everyday transactions such as in-store and online purchases are included at no additional cost beyond the funds loaded. Cardholder agreements outline any applicable limits on reload amounts, daily spending, and ATM withdrawals to help manage risk and maintain security.
How to get started
- Apply for the card through Old National Bank channels or request one in person at a branch.
- Activate and register the card online or through the mobile app to enable account features and protections.
- Load funds via direct deposit, bank transfer, or approved reload locations.
- Begin using the card for purchases, bill payments, ATM cash withdrawals (if enabled), and more.
Customer support and resources
Old National Bank provides dedicated customer service for prepaid cardholders, including assistance with lost or stolen cards, dispute resolution, balance inquiries, and technical help for mobile and online account access. Educational resources and FAQs are available to help new users understand card controls, reload options, and best practices for security and budgeting.
Comparison with other payment options
Unlike credit cards, the Prepaid Card does not extend credit or carry interest, making it a straightforward tool for controlled spending. Compared to a traditional checking account, it offers fewer banking features but greater accessibility for individuals who prefer not to open a checking account or who need a secondary payment method. For businesses, prepaid cards can supplement payroll systems or provide temporary disbursement solutions without the complexity of processing checks or linking to company accounts.
Conclusion
The Old National Bank Prepaid Card combines flexibility, security, and ease of use in a product tailored for modern spending needs. Whether you are planning a trip, managing household budgets, gifting to loved ones, or deploying funds for temporary workers, this card provides a reliable and controlled way to handle money. Register and manage your card through the user-friendly online portal and mobile app to maximize convenience and peace of mind.
Address Bank: Chicago, Illinois Evansville, Indiana, U.S.
Bank: Old National Bank
Headquarters: Evansville, Indiana
Products: Cards
Type: Prepaid Card
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