Overview

The Business Credit Card from Old National Bank is designed for small and mid-sized businesses that need a reliable financial tool to manage everyday spending, support growth initiatives, and simplify bookkeeping. Combining practical expense controls, useful rewards, and robust protections, this card helps business owners and managers focus on running the business instead of tracking paper receipts and reconciling multiple payment methods.

Key Benefits

• Flexible purchasing power: Make purchases, pay bills, and cover unexpected expenses with a dedicated business line of credit.
• Streamlined expense management: Consolidate payments and reduce the administrative burden with integrated statements and transaction detail suitable for accounting and audit trails.
• Rewards and incentives: Earn points, cash back, or travel rewards on business purchases that can be reinvested into your company needs.
• Customizable employee controls: Issue employee cards with adjustable spending limits and spending category restrictions to maintain budget discipline.
• Security and fraud protection: Benefit from chip technology, fraud monitoring, and secure account alerts that protect your business against unauthorized transactions.
• Purchase protections and travel benefits: Access protections such as extended warranties and purchase security, plus travel-related perks for employees on the move.

Who It’s For

This card is ideal for business owners and financial decision-makers seeking a professional payment solution that supports day-to-day operations, vendor relationships, and travel needs. It suits a wide range of industries, including retail, professional services, hospitality, construction, and e-commerce. Whether you are a solo entrepreneur, a growing startup, or an established company with multiple employees, the card can be tailored to your spending structure and approval preferences.

Features That Matter

• Detailed monthly reporting: Receive comprehensive statements with merchant-level detail for faster reconciliation and tax preparation.
• Integrated accounting compatibility: Exportable reports and feeds that work with common accounting software to reduce manual entry and errors.
• Control and oversight: Assign spending limits, set merchant category restrictions, and monitor corporate expenditures in real time.
• Online and mobile access: Manage accounts, review transactions, and authorize employee card activity through secure digital platforms.
• Emergency card replacement: Minimize downtime with rapid reissuance if a card is lost or compromised.
• Optional virtual cards: Generate single-use or limited-use virtual card numbers for safer online vendor payments and subscriptions.

Rewards and Savings

The Business Credit Card offers rewards structured to match typical business spending categories. Earn incentives on categories like office supplies, telecommunications, travel, dining, and gas. Rewards can be redeemed for statement credits, purchases, travel bookings, or business services that reduce overhead. By centralizing spend on a rewards-enabled card, businesses can convert routine expenses into meaningful savings or strategic investments.

Security and Compliance

Security is a cornerstone of the card’s design. Built-in EMV chip protection, real-time transaction monitoring, and customizable alerting help detect and prevent fraud. Administrative controls allow compliance managers to enforce internal policies, restrict purchases by merchant category, and require additional approvals for certain transaction thresholds. These features support governance and help maintain audit-ready records.

How It Simplifies Operations

Managing expenses becomes simpler and more transparent. Use the card to centralize vendor payments, control recurring subscriptions, and give employees limited access to company funds without exposing banking credentials. Monthly consolidated statements make month-end close faster, while transaction-level notes and receipt attachments reduce guesswork during reviews. With fewer petty cash transactions and reimbursements, your accounting team saves time and reduces errors.

Getting Started

Onboarding is straightforward. Business owners must provide standard business information and financial details to establish an account and credit profile. Once approved, you can set up employee cards, configure spending rules, and enable digital management tools. Dedicated support helps customize the card program to align with corporate policies and operational workflows.

Why Choose This Card

The Business Credit Card from Old National Bank blends financial flexibility with practical tools that help companies spend smarter, protect assets, and improve administrative efficiency. It is engineered to support sustainable growth by converting everyday expenditures into organizational value—whether through rewards, enhanced controls, or time savings. For businesses looking to professionalize payments and reduce friction in financial operations, this card provides a dependable, feature-rich solution.